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TERMS  OF  USE

By accessing this site, you signify your agreement with and understanding of the following Terms of Use and Legal Information pertaining to both this site and any material on it.

Ownership of Site and Trademarks
Digital Thinkers Inc. owns and maintains this site. The trademarks, logos and service marks displayed at this site are registered trademarks of Digital Thinkers and others. Nothing at this site shall be construed as granting, by implication, estoppel or otherwise, any license or right to use any image, trademark, logo or service mark at the site. No act of downloading or otherwise copying from this site will transfer title to any software or material at this site to you. Anything that you transmit to this site becomes the property of Digital Thinkers, may be used by Digital Thinkers for any lawful purpose, and is further subject to disclosure as deemed appropriate by Digital Thinkers, including to any legal or regulatory authority to which Digital Thinkers is subject. Digital Thinkers reserves all rights with respect to copyright and trademark ownership of all material at this site, and will enforce such rights to the full extent of the law.

Global Dealing Restrictions
Digital Thinkers makes no representations that materials at this site are appropriate for use in all locations, or that products, instruments or services discussed at this site are available or appropriate for sale or use in all jurisdictions, or by all counter parties. Those who access this site do so on their own initiative, and are responsible for compliance with applicable local laws or regulations. No software at this site may be downloaded or otherwise exported in contravention of U.S. Department of Treasury or U.S. Department of Commerce regulation, or to a resident of or location in any nation to which the U.S. or U.K. has embargoed goods.

No Reliance
While Digital Thinkers uses reasonable efforts to obtain information from reliable sources, Digital Thinkers makes no representations or warranties as to the accuracy, reliability or completeness of any information or document at this site. Opinions and any other contents at this site are subject to change without notice. Digital Thinkers is not utilizing this site to provide advice to you or any other party, and no information or material at this site is to be relied upon for the purpose of making or communicating any decisions.

Material to be Consulted in its Entirety
All materials at this site are meant to be reviewed in their entirety, including any footnotes, legal disclaimers, restrictions or disclosures, and any copyright or proprietary notices. Any disclaimers, restrictions, disclosure or hedge clauses apply to any partial document or material in the same manner as they do the whole, and will be deemed incorporated in the portion of any material or document that you consult or download.

Linked Sites
Digital Thinkers has not reviewed any of the sites linked to this site, and is not responsible for the content of off-site pages or any other site linked or linking to the site. Your linking to any off-site pages or other sites is at your own risk.

No Warranty
The materials at this site are provided "as is" without warranty of any kind, either express or implied, to the fullest extent permissible pursuant to applicable law, including but not limited to the implied warranties of merchantability or fitness for a particular purpose or non-infringement. Digital Thinkers further assumes no responsibility for, and makes no warranties that, functions contained at this site will be uninterrupted or error-free, that defects will be corrected, or that the site or the server that makes it available will be free of viruses or other harmful components. Digital Thinkers shall not be liable for any damages to, viruses that may infect, or services, repairs or corrections that must be performed on your computer or other property on account of your accessing or use of this site. Please note that some jurisdictions do not allow the exclusion of implied warranties, so some or all of the above exclusion may not apply to you.

Liability Waiver
Under no circumstances, including, but not limited to, negligence, shall Digital Thinkers be liable for any special or consequential damages that result from the access or use of, or the inability to access or use, the materials at this site, even if Digital Thinkers or an authorized Digital Thinkers representative has been advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability for consequential or incidental damages, so the limitation or exclusion may not apply to you. In no event shall Digital Thinkers's total liability for any and all damages and causes of action exceed the amount paid by you, if any, for the use of this site.

Applicable Law
This agreement shall be governed by and construed in accordance with the substantive and procedural laws of the State of Illinois, without giving effect to the principles of conflicts of law.
Digital Thinkers is committed to the principles of equal employment opportunity. The Firm does not discriminate against any employee or applicant for employment because of race, color, religion, gender, national origin, veteran status, disability, age, citizenship, marital status, sexual orientation or because of any other criteria prohibited under controlling federal, state or local law.

©1998 - 2008 Digital Thinkers, Inc. All rights reserved.                               Last updated on 1/1/2008